Linera enables real-time finance for tokenized assets and global payments. Cross-border transactions settle instantly, without intermediaries. Assets like securities, real estate, and commodities can be fractionalized, traded, and transferred with low fees and no bottlenecks.

Each issuer or payment system runs on its own microchain—scaling independently and avoiding congestion. Linera supports programmable finance use cases like usage-based payments, on-chain credit, and subscription billing, while enabling high-frequency transfers across assets and geographies.